Dear Customer,

Greetings from NJ Capital !

We wish you well and hope you and your family stay healthy and safe.

As per the guidelines issued by RBI on 05th May, 2021 all NBFCs are permitted to provide the loan restructuring as per Resolution Framework - 2.0, loan restructuring to customers installments in respect of all term loans outstanding as on March 31, 2021.

For further details, you may click here for Policy Framework for Restructuring of Loans of Borrowers-2.0 of NJ Capital related to loan restructuring under CoVID-19.

If, you do wish to avail Loan restructuring,

  • a. Please click here to apply for loan restructuring, which will need to be signed by Borrowers/ Co-Borrower(s).
  • b. Please also provide us the Bank Statement since Jan 1st, 2021 for the registered bank account (for which mandate is registered with us)
  • c. Please scan and send the documents at with your request for loan restructuring with subject NJC_Loan Restructuring_LAN No...........)

We will accordingly evaluate the request based on the defined policy and revert back to you.

Effecting deferment of EMI/NACH may take approximately 7 working days. Please bear with us. Thanks for your cooperation

You will hear from us soon regarding your eligibility and our acceptance of your request.


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